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See if you qualify for Easy Advance.

  • You must have a personal, individual or joint checking account at BestBank that is not a New Opportunity Account.
  • Your checking account must have been opened for at least 120 days and cannot be frozen at the time of the advance.
  • You must have monthly deposits into your account totaling $500 or more in the past two months (in order for a deposit to be counted towards the total, it must be $75 or more).
  • You may not have an unpaid Easy Advance or be part of our Fresh Start Program.
  • You must be at least 18 years old.
  • You may not be in bankruptcy, subject to garnishment or other legal process.
  • Your account may not be overdrawn for 7 or more consecutive business days (If it has, you will not have access to Easy Advance until the overdraft has been repaid and you have maintained a positive balance for at least 6 consecutive business days).
  • You may not receive more than one Easy Advance within a 4-day period.
  • If you have received 8 consecutive Easy Advances, you will not be eligible for an additional advance until 35 days after the 8th consecutive advance has been repaid in full. Advances will be deemed "Consecutive" unless, (1) two deposits* of $100 or more have been made since repayment of the preceding advance in full, or (2) at least 35 days have passed between repayment of the preceding Easy Advance in full and approval of the following advance. *For direct deposit customers, the two deposits must be electronic deposits.
  • You may not have more than 24 Easy Advances in a calendar year.

Click here for full Easy Advance Service Agreement.

See Easy Advance Service Agreement for additional terms and conditions.

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